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200200407 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />n <br />(Seal) <br />0/OHN45ZRISTOPHERSTI ON - Borrower <br />C-B(NE) (oom Page 14 of 15 <br />m <br />01- 32229037 <br />Form 3028 1101 <br />(Seal) <br />SUE ANN STINSON <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />C-B(NE) (oom Page 14 of 15 <br />m <br />01- 32229037 <br />Form 3028 1101 <br />