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<br />After Recordation Return to:
<br />Union Sank And Trust Company
<br />Lincoln Branch
<br />3643 South 48th St
<br />Lincoln, WE 68501 -2535
<br />200200400
<br />SCHNEIDER
<br />ADDRESS
<br />15681 CALIFORNIA ST
<br />DEED OF TRUST
<br />MICHAEL SCHNEIDER
<br />LAURIE A. SCHNEIDER
<br />HUSBAND AND WIFE
<br />PRINCIPAE AMOONT
<br />CREDIT LIMIT
<br />ITT
<br />MATURITY
<br />DATE
<br />CUSTOMER
<br />NUMBER
<br />LOAN
<br />-NUMBER
<br />ll2IABLE
<br />do u\
<br />12/10/01
<br />10/01/02
<br />601774
<br />587895
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<br />with Lender that refer
<br />.eecifically to In
<br />sihis Deetl of Trust (whether
<br />executed for the same or
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<br />DEED OF TRUST
<br />MICHAEL SCHNEIDER
<br />LAURIE A. SCHNEIDER
<br />HUSBAND AND WIFE
<br />ADDRESS
<br />CALIFORNIA ST
<br />OMAHA, NE 68118 NE 68118
<br />TELEPHONE NO. mENTIFICRT10NNe. TELEPHONE NO. IDENTIFICATION NO.
<br />(402) 493 -9162 507 -74 -8652 (402) 493 -9162 _. 507 -74 -8652
<br />TRUSTEE: Union Bank And Trust Company
<br />PO Box 82535, Lincoln, NE 68501 -2535
<br />In conslder.f.e of the loan or other aeditaccommodation hereinafter specified Intl any future advances or future Obligations, es defined herein
<br />which may hereafter be advanced or incurred and the trust hereinafter mentioned and other good and valuable consideration, the receipt and
<br />sufficiency of which are hereby acknowledged Grantor hereby irrevocably bargains, sells transfers, grants, conveyys and assigns to Trustee, his
<br />successors antl asstg ns, in trust, for Union bank And Trust Company Lincoln Branch, 3643SOUth 48th St,
<br />Lincoln, 68506 _ ('Lender "), the
<br />beneficiary under this Used of Trust, with power of sale and right of entry and possession all of Grantor's present and future estate, right, title and
<br />interest in and to the real property described in Schedule A which is attached to this Dead of Trust and incorporated herein by this reference, together
<br />with all present and future improvements and fixtures; all tangible personal property. Including, without limitation, all machinery, equipment, building
<br />materials, and goods of every nature (excluding household goods) now or hereafter located on or used in connection with the real property, whether
<br />or not affixed to the land; all privileges, hereditamenls, and appurtenances, including all development rights associated with the real property,
<br />whether previously or subsequently transferred to the real property from other real property or now or hereafter susceptible of transfer from this real
<br />property to other real property ; all leases, licenses and other agreements; all rents, issues and profits; all water, well, ditch, reservoir antl mineral
<br />rights and stacks pertaining to the real property (cumulatively "Property "); to have and to hold the Property and the rights hereby granted for the use
<br />and benefit of Trustee, his successors and assigns, until pa ment in full of all Obligations secured hereby.
<br />Moreover, in further consideration, Grantor does, for Grantor and Grantors heirs, representatives, successors, and assigns, hereby expressly
<br />warrant, covenant, and agree with Land., and Trustee and their successors and assigns as follows:
<br />1. OBLIGATIONS. This Deed of Trust shall secure the payment and performance of ell present and future indebtedness, liabilities, obligations and
<br />covenants of Borrower or Grantor (cumulatively 'Obligations') to Lender pursuant to
<br />INTEREST
<br />RATE
<br />PRINCIPAE AMOONT
<br />CREDIT LIMIT
<br />FUNDING/
<br />AGREEMENT DATE
<br />MATURITY
<br />DATE
<br />CUSTOMER
<br />NUMBER
<br />LOAN
<br />-NUMBER
<br />ll2IABLE
<br />$1,100,000.00
<br />I
<br />12/10/01
<br />10/01/02
<br />601774
<br />587895
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<br />tab
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<br />with Lender that refer
<br />.eecifically to In
<br />sihis Deetl of Trust (whether
<br />executed for the same or
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<br />ADDRESS
<br />CALIFORNIA ST
<br />OMAHA, NE 68118 NE 68118
<br />TELEPHONE NO. mENTIFICRT10NNe. TELEPHONE NO. IDENTIFICATION NO.
<br />(402) 493 -9162 507 -74 -8652 (402) 493 -9162 _. 507 -74 -8652
<br />TRUSTEE: Union Bank And Trust Company
<br />PO Box 82535, Lincoln, NE 68501 -2535
<br />In conslder.f.e of the loan or other aeditaccommodation hereinafter specified Intl any future advances or future Obligations, es defined herein
<br />which may hereafter be advanced or incurred and the trust hereinafter mentioned and other good and valuable consideration, the receipt and
<br />sufficiency of which are hereby acknowledged Grantor hereby irrevocably bargains, sells transfers, grants, conveyys and assigns to Trustee, his
<br />successors antl asstg ns, in trust, for Union bank And Trust Company Lincoln Branch, 3643SOUth 48th St,
<br />Lincoln, 68506 _ ('Lender "), the
<br />beneficiary under this Used of Trust, with power of sale and right of entry and possession all of Grantor's present and future estate, right, title and
<br />interest in and to the real property described in Schedule A which is attached to this Dead of Trust and incorporated herein by this reference, together
<br />with all present and future improvements and fixtures; all tangible personal property. Including, without limitation, all machinery, equipment, building
<br />materials, and goods of every nature (excluding household goods) now or hereafter located on or used in connection with the real property, whether
<br />or not affixed to the land; all privileges, hereditamenls, and appurtenances, including all development rights associated with the real property,
<br />whether previously or subsequently transferred to the real property from other real property or now or hereafter susceptible of transfer from this real
<br />property to other real property ; all leases, licenses and other agreements; all rents, issues and profits; all water, well, ditch, reservoir antl mineral
<br />rights and stacks pertaining to the real property (cumulatively "Property "); to have and to hold the Property and the rights hereby granted for the use
<br />and benefit of Trustee, his successors and assigns, until pa ment in full of all Obligations secured hereby.
<br />Moreover, in further consideration, Grantor does, for Grantor and Grantors heirs, representatives, successors, and assigns, hereby expressly
<br />warrant, covenant, and agree with Land., and Trustee and their successors and assigns as follows:
<br />1. OBLIGATIONS. This Deed of Trust shall secure the payment and performance of ell present and future indebtedness, liabilities, obligations and
<br />covenants of Borrower or Grantor (cumulatively 'Obligations') to Lender pursuant to
<br />INTEREST
<br />RATE
<br />PRINCIPAE AMOONT
<br />CREDIT LIMIT
<br />FUNDING/
<br />AGREEMENT DATE
<br />MATURITY
<br />DATE
<br />CUSTOMER
<br />NUMBER
<br />LOAN
<br />-NUMBER
<br />ll2IABLE
<br />$1,100,000.00
<br />I
<br />12/10/01
<br />10/01/02
<br />601774
<br />587895
<br />,.m.........,.
<br />,., en:.. wan,,,, ..—nnama
<br />I
<br />I
<br />with Lender that refer
<br />.eecifically to In
<br />sihis Deetl of Trust (whether
<br />executed for the same or
<br />1-1 11
<br />different purposes than the foregoim9l
<br />(d) any guaranty of obligations of other parties given to Lender now or hereafter executed that refers to this Dead of Trust;
<br />(d) future advances, whether Obligatory or optional, to the same extent as 11 made contemporaneously with the execution of this Dead Of Trust,
<br />made or extended to or on behalf Of Grantor or Borrower, Grantor agrees that If one of the Obligations is a line Of credit, the lien of this Dead of
<br />Trust shall continue until payment in full of all debt due under the line notwithstanding the fact that from time to time (but before termination of
<br />the line) no balance may be outetanding At no time shall the lien of this Dead of Trust, not including sums advanced to protect the security of
<br />this Deed of Trust, exceed$ �?00. r_000.00 ;and
<br />(e) all amendments, extenslons, renewals, modifications, replacements or substitutions to any of the foregoing,
<br />Mused in this Paragraph 1, the terms Grantor and Borrower shall Include and also mean any Grantor or Borrower if more than one.
<br />2. REPRESENTATIONS, WARRANTIES AND COVENANTS. Grantor represents, warrants and covenants to Lender that
<br />(a) Grantor has fee simple marketable title to the Property and shall maintain the Property free of all liens, security interests, encumbrances and
<br />claims except for this Deed of Trust and those described in Schedule B. which Is attached to this Used of Trust and incorporated herein by
<br />reference, which Grantor agrees to pay and perform in a timely manner,
<br />(b) Grantor is in compliance in all respects with all applicable federal, state and local laws and regulations, including, without limitation, those
<br />relating to 'Hazardous Materials," es defined herein, and other environmental matters (the "Environmental Laws'), and neither the federal
<br />government nor the state where the Property is located nor any other governmental or quasi governmental entity has filed alien an the Property,
<br />nor are there any governmental, jutlidal or administrative actions with respect to environmental matters pending, or to the best of the Grantor's
<br />knowledge, threatened, which involve the Property. Neither Grantor nor, to the best of Grantor's knowledge, any other pally has used, generatetl,
<br />released, discharged, stared, or disposed of any Hazardous Materials a, defined here in, in connection with the Property or transported any
<br />Hazardous Materials to or from the Property. Grantor shall not commit or permit such actions to be taken in the future. The term 'Hazardous
<br />Materials" shall moan any substance, material, or waste which is or becomes regulated by any governmental authority including, but not limited
<br />to: (i) petroleum; (ii) friable or nonfriable asbestos; (iii) polychlorinated biphenyl,, (iv) those substances, materials or wastes designated as a
<br />'hazardous substance pursuant to Section 311 of the Clean Water Act or listed pursuant to Section 307 of the Clean Water Act or any
<br />amendments or replacements to these statutes; hd those substances, materials or wastes defined as a "hazardous waste' pursuant m Section
<br />focal of the Resource Conservation and Recovery Act or any amendments or replacements to that statute; and (vi those substances, materials or
<br />wastes defined as a "hazardous substance" pursuant to Section 101 Of the Comprehensive Environmental Response, Compensation and Liability
<br />Act, or any amendments or replacements to that statute or any other similar slate or federal statute, rule, regulation or ordinance now or hereafter
<br />in effect Cramer shall not lease Or permit the sublease of the Property to a tenant or soblanent whose Operations may result in contamination of
<br />the Property with Hazardous Materials or toxic substances;
<br />(c) All applicable laws and regulations, including, without limitation, the Americans with Disabilities Act, 42 U.S.C. Section 12101 at seq.(and all
<br />regulations promulgated thereunder) and all zoning and burdmg laws and regulations relating to the Property by virtue of any federal, state or
<br />municipal authority with jurisdiction over the Property, presently are and shall be observed and complied with in all material respects, and all
<br />rights, licenses, permits, and certificates of occupancy (including but not limited to zoning variances, special exceptions for nonconforming uses,
<br />and final inspection approvals), whether temporary or permanent, which are material to the use and occupancy of the Property, presently are and
<br />shall be obtained, preserved and, where necessary, renewed;
<br />LPrats IO1—H. nmRnJ¢111 -1th fuel on' ins' Pagel015 —
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