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200200394 Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 4. Borrower also will comply with all other covenants, agreements, and requirements of the Security Instrument, including without limitation, Borrower's covenants and agreements to make all payments of taxes, insurance premiums, assessments, escrow items, impounds, and all other payments that Borrower is obligated to make under the Security Instrument; however, the following terms and provisions are forever canceled, null and void, as of the date specified in paragraph No. 1 above: (a) all terms and provisions of the Note and Security Instrument (if any) providing for, implementing, or relating to, any change or adjustment in the rate of interest payable under the Note; and (b) all terms and provisions of any adjustable rate rider or other instrument or document that is affixed to, wholly or partially incorporated into, or is part of, the Note or Security Instrument and tha t contains any such terms and provisions as those referred to in (a) above. eal) - Borrower (Date) E GRAVES O eal) - Borrower (D e) BAABARA A. GRA Lender does not, by its execution hereof, waive any right it may have against any person not a party hereto. Lender Name: Wells Fargo Bank Nebraska, N.A. fka Norwest Bank Nebraska, N.A. fka The Overland National Bank of Grand Island By: CQi/ l�G`i�n71_1/ J (PRINTED NAME, TITLE) Signature: �" ' ./,�� ✓jl� (Space Below This Line For Acknowledgment in Accordance with Laws of Jurisdiction) LOAN MODIFICATION AGREEMENT — Single FanulyLFannie Mae Uniform Instrument Form 3179 1/01 (page 2 of 3)