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200200331 <br />The Loan secured by this lien was made under a United States Small Business <br />Administration (SBA) nationwide program which uses tax dollars to assist small business <br />owners. If the United States is seeking to enforce this document, then under SBA regulations: <br />(a) When SBA is the holder of the Note, this document and all documents <br />evidencing or securing this Loan will be construed in accordance with federal <br />law. <br />(b) CDC or SBA may use local or state procedures for purposes such as filing <br />papers, recording documents, giving notice, foreclosing liens, and other <br />purposes. By using these procedures, SBA does not waive any federal <br />immunity for local or state control, penalty, tax or liability. No Borrower or <br />Guarantor may claim or assert against SBA any local or state law to deny any <br />obligation of Borrower, or defeat any claim of SBA with respect to this Loan. <br />Any clause in this document requiring arbitration is not enforceable when SBA is the holder <br />of the Note secured by this instrument. <br />Witness our hand and seals this �� day of ��,,-- c� 2001. <br />BRIAN SCOTT NORTON AND LISA J. NORTON, <br />Husband and Wife, Borrower <br />Bria ott Norton, s a Individual <br />Lisa J. Norton, as a Individual <br />