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DEC -18 -2001 TUE 11 10 AM COMMERCIALFEDERAL FAX NO. 4025549885 F. 05 200200228 NON - UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 7, Acceleration; Remedies. If the Lender's interest in this Security Instrument is held by the Secretary and the Secretary requires immediate payment in full under the Paragraph 7 of the Subordinate Note, the Secretary may invoke the nonjudicial power of sale provided in the Single Family Mortgage Foreclosure Act of 1994 ( "Act') (12 U.S.C. 3751 et seg.) by requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property as provided in the Act.. Nothing in the preceding sentence shall deprive the Secretary of any rights otherwise available to a Lender under this paragraph or applicable law. [Add any state- specific paragraphs in accordance with attached instructions and the current edition of HUD Handbook 4165. 1, Chapter 4.3 BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. Witnesses: (SEAL) (SkAL) Jodi Knapp Return To: Commercial Federal Amy J. Garrison \ 10845 Harney St Omaha NE 68154 �C [Space Below This Line for Acknowlcdgment]_ STATE OF Nebraska County ss: On this 18 day of DCU i1• LU.jl" , 2001 before me personally appeared JC>d —PSNNVwd Jodi Knapp, person(s) to me known to be the person(s) described in and who executed the foregoing instrument, and acknowledged that HE /SHE executed the same as HIS/HER free act and deed. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed my official seal in the COUNTY and State aforesaid, the day and year first above written. My Term Expires: GENEtW. NOTAAyState of Nebraska JENNIFER L. MOSELEy Page 3 of 3 AW Comm. Exp. Sept. 24, 2003 r ,A, N� Public