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200200199 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />S'l _ (Seal) <br />CHARLES M WAKEHOUSE - Borrower <br />�L L, Seal) <br />KA EN WAKEHOUSE - Borrower <br />AKA KAREN KAY WAKEHOUSE <br />(Seal) (Seal) <br />- Borrower -Borrower <br />(Seal) (Seal) <br />- Borrower -Borrower <br />(Seal) (Seal) <br />- - - Borrower - -Borrower <br />Initials: - L 0 <br />(CL-6(NE) (oons) Page 14 of 15 Form 3028 1 /O1 <br />e <br />