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200200147 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />�jZ�' (Seal) Borrower <br />Betty Ondrak Borrower <br />(Seal) (Seal) <br />Borrower <br />Borrower <br />[Space Below This Line For Acknowledgmentl <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this December 28, 2001 <br />by Betty J. Ondrak, an Unmarried Person <br />owled ment GENERAL NOTARY -State of Nebraska <br />Signature of Pers to g g ) i!I VICKY J. ZABKA <br />_ My Comm. Up. Dec. 30. 2002 <br />(Title or rank) <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM <br />I f R M NT <br />Form 3028 1 /01 <br />DOCUINEI2 <br />D0CUINEC.VTX 02/22/2000 <br />