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								    Borrower is the trustor under this Security Instrument. 
<br />(C) "Lender" is United Nebraska Bank . Lender 
<br />is a Corporation organized and existing under the laws of the State of Nebraska 
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803 
<br />Lender is the beneficiary under this Security Instrument. 
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803 
<br />(E) "Note" means the promissory note signed by Borrower and dated December 28th , 2001 . The Note 
<br />states that Borrower owes Lender One Hundred Fourteen Thousand Eight Hundred Fifty and 00 /100 
<br />Dollars (U.S. $114,850.00 ) plus interest. Borrower has promised 
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2032 
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." 
<br />(G) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the 
<br />Note, and all sums due under this Security Instrument, plus interest. 
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be 
<br />executed by Borrower [check box as applicable]: 
<br />❑ 
<br />Adjustable Rate Rider 
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<br />[Space Above This Line For Recording Data] 
<br />DEED OF TRUST 
<br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE 
<br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS 
<br />OR ITS AUTHORIZED AGENT. 
<br />o 
<br />DEFINITIONS 
<br />V`~ 
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18, 20 
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. 
<br />(A) "Security Instrument" means this document, which is dated December 28th , 2001 , together with 
<br />all Riders to this document. 
<br />(B) "Borrower" is David A Green and Ellen I Nelson- Green, as husband and wife 
<br />Borrower is the trustor under this Security Instrument. 
<br />(C) "Lender" is United Nebraska Bank . Lender 
<br />is a Corporation organized and existing under the laws of the State of Nebraska 
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803 
<br />Lender is the beneficiary under this Security Instrument. 
<br />(D) "Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803 
<br />(E) "Note" means the promissory note signed by Borrower and dated December 28th , 2001 . The Note 
<br />states that Borrower owes Lender One Hundred Fourteen Thousand Eight Hundred Fifty and 00 /100 
<br />Dollars (U.S. $114,850.00 ) plus interest. Borrower has promised 
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than February 1, 2032 
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." 
<br />(G) "Load' means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the 
<br />Note, and all sums due under this Security Instrument, plus interest. 
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be 
<br />executed by Borrower [check box as applicable]: 
<br />❑ 
<br />Adjustable Rate Rider 
<br />❑ 
<br />Condominium Rider 
<br />❑ 
<br />Balloon Rider 
<br />❑ 
<br />Planned Unit Development Rider 
<br />❑ 
<br />1 -4 Family Rider 
<br />❑ 
<br />Biweekly Payment Rider 
<br />❑ Second Home Rider 
<br />❑ Other(s) [specify] 
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and 
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable judicial opinions. 
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are 
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. 
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or 
<br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape 
<br />so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited 
<br />to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and 
<br />automated clearinghouse transfers. 
<br />(L) "Escrow Items" means those items that are described in Section 3. 
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third 
<br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, 
<br />the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or 
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. 
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. 
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) 
<br />any amounts under Section 3 of this Security Instrument. 
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, 
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation 
<br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page I of 8 pages) 
<br />9754.CV (2/01) G11320 
<br />GOTO(O l fe I l f4) 
<br />
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