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								    SHUMAN, RR 
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<br />NEBRASKA 
<br />n 0 O g SECOND DEED OF TRUST 
<br />V (HBA Loan) 
<br />This Second Deed of Trust (this "Second Deed of Trust "), is made as of D e c e m b e r 3 1 , 
<br />Rebecca R ShumanA Sin l ppe $prt 
<br />("Trustor"), whose mailing address is 12 N 1 1 d e n, G r a n d I s 1 a n d, N E 6 8 8 0 3 
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<br />C o m m e r c i a 1 F e d e r a 1 Bank , A F e d e r a 1 S a v i n g s Bank ("Trustee"), whose mailing address is . 
<br />0 m a h a , Nebraska; and Nebraska Investment Finance Authority 
<br />( "Beneficiary"), whose mailing addres is 200 Commerce Court, 1230 0 Street, Lincoln, Nebraska 68508 -1402. 
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH 
<br />POWER OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second 
<br />Deed of Trust, the real property, legally described on Exhibit A attached hereto and incorporated herein by reference (the 
<br />"Property "); and 
<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the 
<br />"rents "), all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and 
<br />all right, title and interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the 
<br />Property owned or hereafter acquired, all interests, estate or other claims, both in law and in equity, which Trustor now has 
<br />or may hereafter acquire in the Property, all easements, rights -of -way, tenements, hereditaments and appurtenances 
<br />thereof and thereto, all water rights, all right, title and interest of Trustor, now owned or hereafter acquired, in and to any 
<br />land, lying within the right -of -way of any street or highway adjoining the Property, and any and all alleys and strips and 
<br />gores of land adjacent to or used in connection with the Property, and any and all buildings, fixtures and improvements now 
<br />or hereafter erected thereon (the "Improvements "), and all the estate, interest, right, title or any claim or demand which 
<br />Trustor now has or may hereafter acquire in the Property, and any and all awards made for taking by eminent domain, or by 
<br />any proceeding or purchase in lieu thereof, of the whole or any part of the Trust Estate, including without limitation any 
<br />awards resulting from a change of grade of streets and awards for severance damages. 
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the "Trust 
<br />Estate ". 
<br />For the Purpose of Securing: 
<br />A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and 
<br />B. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon at the rate of 
<br />sixteen percent (16 %) per annum. 
<br />The indebtedness described in paragraphs A and B above is referred to as the "Indebtedness." 
<br />This Second Deed of Trust, any promissory note of Trustor in favor of Beneficiary and any other instrument given to 
<br />evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as 
<br />the "Loan Instruments ". 
<br />Trustor covenants that (i) Trustor holds title to the Trust Estate and haw lawful authority to encumber the Trust Estate, (ii) 
<br />the Trust Estate is free and clear of all liens and encumbrances except for easements, restrictions and covenants of record 
<br />and the Deed of Trust from Trustor encumbering the Property dated on or about the date hereof (the "First Deed of Trust "), 
<br />and (iii) Trustor will defend the Trust Estate against the lawful claims of any person. 
<br />To protect the Security of this Second Deed of Trust: 
<br />1. Payment of Indebtedness. Trustor shall pay when due theprincipal of, and the interest on, the Indebtedness 
<br />and all other sums as provided in the Loan Instruments. 
<br />NIFA 2/96 
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