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20®200063 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />Borrower <br />(Seal) (Seal) <br />Doug Krue r Borrower Borrower <br />(Seal) k�)eai) <br />Borrower Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this January 2, 2002 <br />by Doug Krueger, an Unmarried Person <br />GENERAL NOTARY -State of Nebraska <br />' EDWARD J. JAROSIK <br />ASignature of Perso ing nowledgment) My Comm. Exp. Oct. 27, 2003 <br />(Title or rank) Avis 4AM46E LE•vo���+ <br />(Serial Number, if <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINEI2 (Page 12 of 12 pages) <br />DOCUINEC.VTX 02/22/2000 <br />