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<br />DEED OF TRUST 
<br />PARTIES: This Deed of Trust is made on 12/14/2001 among, the Grantor, JAMES C CROSLAND AND RITA C CROSLAND, HUSBAND 
<br />AND WIFE (`Borrower "), 
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the 
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the 
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). 
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of 
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- 
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the 
<br />"property "). 
<br />PROPERTY ADDRESS: 308 EAST SYRIA, CAIRO, Nebraska 68824 
<br />LEGAL DESCRIPTION: 
<br />LOTS FIVE (5) AND SIX (6) BLOCK THREE (3) THIRD ADDITION TO CAIRO, HALL COUNTY, NEBRASKA 
<br />Located in Hall County, Nebraska. 
<br />TITLE: Borrower convenants and warrants title to the property, except for 
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements 
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts 
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and 
<br />renewals thereof. 
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): 
<br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 12/14/2001 
<br />® Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are 
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. 
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of % 
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under 
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. 
<br />The above obligation is due and payable on November 20, 2009 if not paid earlier. 
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $28,346.88, plus 
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the 
<br />covenants contained in this deed of trust, with interest on such disbursements. 
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. 
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and 
<br />made a part hereof. 
<br />RIDERS: ASSIGNMENT OF RENTS 
<br />DESIGNATION OF HOMESTEAD 
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has 
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. 
<br />SIG DRIES: By signing below, B rrower agree to the terms and convenants contained in this deed of trust, including those on page 
<br />2, an i any riders crib bov si ned by B rowe . 
<br />JAMES C CROSLAND ITA tCROSLAND 
<br />GENERAL NOTARY -State of Nebraska 
<br />ICI LISA R. tAAYER 
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:. ' M Comm. Exp. May 10, 2003 
<br />The foregoing instrument was acknowledged before me on 12/14/2001 y 
<br />By JAMES C CROSLANpD� and RITA C�C7ROSL+AND, HUSB ND\ AND WIFE 
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<br />PARTIES: This Deed of Trust is made on 12/14/2001 among, the Grantor, JAMES C CROSLAND AND RITA C CROSLAND, HUSBAND 
<br />AND WIFE (`Borrower "), 
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the 
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the 
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). 
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of 
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- 
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the 
<br />"property "). 
<br />PROPERTY ADDRESS: 308 EAST SYRIA, CAIRO, Nebraska 68824 
<br />LEGAL DESCRIPTION: 
<br />LOTS FIVE (5) AND SIX (6) BLOCK THREE (3) THIRD ADDITION TO CAIRO, HALL COUNTY, NEBRASKA 
<br />Located in Hall County, Nebraska. 
<br />TITLE: Borrower convenants and warrants title to the property, except for 
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements 
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts 
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and 
<br />renewals thereof. 
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): 
<br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 12/14/2001 
<br />® Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are 
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. 
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of % 
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under 
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. 
<br />The above obligation is due and payable on November 20, 2009 if not paid earlier. 
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $28,346.88, plus 
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the 
<br />covenants contained in this deed of trust, with interest on such disbursements. 
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. 
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and 
<br />made a part hereof. 
<br />RIDERS: ASSIGNMENT OF RENTS 
<br />DESIGNATION OF HOMESTEAD 
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQttached to this deed of trust and made a part hereof has 
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. 
<br />SIG DRIES: By signing below, B rrower agree to the terms and convenants contained in this deed of trust, including those on page 
<br />2, an i any riders crib bov si ned by B rowe . 
<br />JAMES C CROSLAND ITA tCROSLAND 
<br />GENERAL NOTARY -State of Nebraska 
<br />ICI LISA R. tAAYER 
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:. ' M Comm. Exp. May 10, 2003 
<br />The foregoing instrument was acknowledged before me on 12/14/2001 y 
<br />By JAMES C CROSLANpD� and RITA C�C7ROSL+AND, HUSB ND\ AND WIFE 
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