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200309654 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seat) <br />J STEINER - Borrower <br />k 41� (Seat) <br />DEANNA R STEINER - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />-Borrower <br />— (Seal) <br />- Borrower <br />(M 6(NE) loom Pays 14 of 15 Form 3028 1/01 <br />