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DURABLE POWER OF ATTORNEY
<br />200309512
<br />KNOW ALL MEN BY THESE PRESENTS:
<br />That I, ERNA M. SCHWARTZ, of Grand Island, Hall County, Nebraska, do by these presents, make,
<br />constitute and appoint my granddaughter, MaChelle Janssen of Grand Island, Nebraska, as my Attorney -in -Fact,
<br />to do for me and on my behalf, any of the following:
<br />To withdraw by check or otherwise from any checking account, savings account,
<br />and/or savings certificate account, which I may have.
<br />2. To endorse checks for deposit to my checking account or savings account and to
<br />receive any property or credits owned by me, including any monies payable to me
<br />by any govern - mental agency. My Attorneys -in -Fact, or either of them, shall have
<br />full authority to redeem have re- registered, or have reissued any bond, note, bill,
<br />warrant, certificate or other evidence of indebtedness owned by me (including any
<br />such items owned by me as a co -owner or joint tenant) and issued by the United
<br />States, any other country, any state, municipality, or other governmental subdivision
<br />or governmental agency.
<br />3. To sell or lease any assets owned by me; to purchase and invest for me any
<br />investments; whether real estate or personal property and including homestead
<br />property and stocks and bonds, at such prices, on such terms, for such length of term,
<br />and in such manner, whether at private or public sale or negotiation, as my
<br />Attorneys -in -Fact deem advisable. They may convey any property so sold by them
<br />by instruments of conveyance with customary warranties. They may enter any
<br />safety deposit box I lease and may remove any items therefrom. They are
<br />empowered to make gifts for me and disclaim inheritances. They may sign any
<br />proxies and enter into any dividend reinvestment program pertaining to my assets.
<br />4. To enter into agreements pertaining to any property or any interest in property
<br />owned by me and on such terms as my Attorneys -in -Fact deem advisable. This shall
<br />include contracts for goods, repairs, improvements, replacements, and personal
<br />services for the maintenance of my property; and to borrow funds and mortgage
<br />property therefor.
<br />5. In general, to enter into any business transactions pertaining to my property and for
<br />niy maintenance as fully as i could do it myself. They are empowered to sign :ny
<br />IRS power of attorney, income tax returns and related documents.
<br />6. To enter into any contracts or agreements for any medical, domiciliary, or other care
<br />needed by me as determined to be in my best interests by either of my Attorneys -in-
<br />Fact, and pay all fees and charges necessary for my maintenance and care; to
<br />authorize or waive any medical procedures for me. My Attorneys -in -Fact, and either
<br />of them, may amend this Power of Attorney and convey my assets to achieve
<br />Medicaid eligibility if I enter a nursing care facility.
<br />I ratify and confirm all acts done by my Attorney -in -Fact, under this Power of Attorney. I reserve the
<br />right to revoke this Power of Attorney by the filing of such revocation in Miscellaneous Records in the Office of
<br />the Register of Deeds of Hall County, Nebraska. This Power of Attorney shall remain in full force and effect
<br />even though I may hereafter become mentally or physically incompetent.
<br />DATED this 6th day of September, 2001.
<br />STATE OF NEBRASKA )
<br />) ss.
<br />COUNTY OF HALL )
<br />On this 6th day of September, 2001, before me, the undersigned, a Notary Public within and for said
<br />County, personally came Erna M. Schwartz, who is known to me to be the identical person whose name is
<br />affixed to the foregoing Power of Attorney, and acknowledged her execution to be her voluntary act and deed.
<br />fly GENERAL NOTARY -State of Nebraska Notary Public
<br />DUANE A. BURNS
<br />-- My Comm. Exp. March 28, 2004
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