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20309509 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />— (SM) <br />- Borrower <br />— (Seal) <br />- Borrower <br />SHANE L 1: jK <br />A (P I I /� (Seal) <br />GIDGIT M TObMAN - Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229500 <br />S(NE) (0005) Page 14 of 15 Form 3026 1101 <br />