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200300501 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Inst ent and in any R' er e ted by Borrower and recorded with it. <br />— BORROWER — DONALD L. BRAD — DA E — <br />— BORROWER — <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />1' <br />1L <br />I <br />