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_ <br />T <br />D <br />t u <br />c� <br />O <br />C <br />c.o <br />' <br />p —4 <br />C D <br />_p <br />`'� —i <br />N t <br />rn <br />2 <br />12t= <br />D <br />cn <br />ron <br />�. <br />t :_ <br />rn <br />vi <br />r <br />c.0'*e <br />t <br />U) <br />n <br />%� <br />� <br />rV <br />I <br />CCn <br />After Recording Return To: <br />200309462 <br />HERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND,NEBRASKA 68803 <br />Loan Number: 2310737 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 14, 2003 , together <br />with all Riders to this document. <br />(B) 'Borrower" is STEVEN J. ALLEN AND STACY L. ALLEN HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND I S LAND , NEBRASKA 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK <br />(E) "Note" means the promissory note signed by Borrower and dated JULY 14, 2003 <br />The Note states that Borrower owes Lender EIGHTY ONE THOUSAND AND 00/100 <br />Dollars (U.S. $81, 000 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than AUGUST 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 13 <br />N60281.dot <br />DocMaglc a 800- 649 -1362 <br />www.docmagic.co <br />ds q, <br />T <br />