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200309398 <br />QMRCSAG M CO!% < KAL MODIFICAUON AND EXIEMON OPTION <br />The Note Holder ma noafyme m least 60 calendar days in advmcc Of &C Note Ma ntyDare and advise me oftht: <br />P . M=ued bur unpaid inn ma sod an other awns I an O"ctod m awe on the Notc Maturity Datc. The Nora <br />Holder also WM advix mo that I may =mm the Conditiooai Modificaion and won Opm if *g cm&uom m <br />Section 2 above are ant. The Nose Ho13er will provide my paym= record irdamution, togedW with the name, t do aid <br />address of the ptztton It se�g the I�otc Holder that I most notify in artier to =Mcise the Conditiuml Modification and <br />E=mwn Option if I rant the cooft s of Socbon 2 WMM I may =me the Conditional Modification and Z%ftsian <br />OP°0v l%y'lotit* The Note Fiolda no ealier than 60 calatdw days and no later than 45 calendar dM prier to the Now <br />MarxMr Dart; The Note Hoidw va aicaiatc the find Modified Nome Rare based upon the Federal Horne L giro Moccgaga <br />Capaobm's appbc*k PubbSW t *Wed = yield m effect on the date and tans of day notification is received by the <br />Noes Haider and as car bud m Setrioa 3 above. I will dm have 30 cakedar days b provide the Notc Holder with <br />awWtlbk Proof of mY zcqm off, occuparsy and pmperty hen staff. Before: the Noce Maturity Date the Note <br />Fulda will advise me of the nim i>memst rate (tier Modified Note Rat4 new monthly paymrnc amoiuu and a dale, time <br />and place ar which I emu apQra to w nay do=rmts toquaW to complete the toqum:d Note Rate modification and Now <br />Manany Dame enensiaa. I tmdes;and the \cart Holder will chap we a MSS processing fcc and the costs associated with <br />the ccaaac of the Cooditional Modification and Extamm option, mchtding but not limited to the cost of updating the title <br />isstsaotx Poliry_ <br />BY SIGNN7G BELOW, BORROW ER act sod agrees to the terms and covennts coummcd m t us Balloon Rider. <br />(sue <br />'4KE W. SHULT <br />� (sue <br />NANCY L. SHULTZ _$OnVVIw <br />(Seal) <br />- Boaowrs <br />Xis" Original Only] <br />MMTWrATE aALWM ZMUR P&SM mMim ar Eaieaim} -Slade VMWYI -rM tdw Mae UM9pAM 1paMUMMT Fww 31W 1101 OmV I c12 PACg1 <br />