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`03 <br />630915 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />-6(NE) (000501 <br />d <br />f <br />1 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />JAMES D ANDERSON - Borrower <br />Ll�� j airl-LA-poy-A (Seal) <br />LISA L ANDERSON - Borrower <br />__ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />__ (Seal) <br />- Borrower <br />Page 14 of 15 Form 3028 1/01 <br />S <br />