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2010309292 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />t <br />(Seal) <br />Nan y J. er ick - Borrower <br />(Seal) <br />Russell J. Merrick - Borrower <br />(M-6(NE) (0005).01 Page 14 of 15 <br />R <br />1 <br />IL <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />03 -06- 000307 <br />Form 3028 1101 <br />