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200309059 <br />16600451 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />'e _e <br />U� <br />ORRO R K . L EDTKE - DATE - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUKNEI2 (Page 12 of 13 pages) <br />DOCUK iaC.VTY 10/18/2002 <br />i <br />1 <br />art+ <br />L <br />V <br />4 <br />