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200309041 PREFACE TO MORTGAGE OR DEED OF TRUST UNDER FARM HOMESTEAD PROTECTION ACT WAIVER In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, CAROL M. MIETH, a single woman, individually and CAROL M. MIETH, as Trustee of the STUART W. MIETH TRUST, prior to executing the attached Deed of Trust dated July 15, 2003, by and between the undersigned and THE STATE BANK OF CAIRO, A Nebraska Banking Corporation, (hereinafter referred to as "Mortgage ") hereby state and acknowledge: 1. The undersigned states, warrants and represents that their dwelling house and other buildings subject to a homestead are presently located upon the following described real estate (hereafter referred to as "Parcel 1 ") The East Half of the Northwest Quarter (E 1/2 NW 1/4) and the Northeast Quarter (NE 1/4) of Section 27; and The Northeast Quarter (NE 1/4) of Section 33; all in Township 12 North, Range 12, West of the 6th P.M. Hall County, Nebraska. 2. The undersigned acknowledges that they have a right to make a designation of homestead in the Mortgage or Deed of Trust for the purpose of affording the opportunity to retain their homestead in the event of default and foreclosure under the Mortgage or trustee's sale under the Deed of Trust. 3. The undersigned acknowledges that the execution of this waiver constitutes the complete waiver of rights otherwise available for the purpose of affording the opportunity to retain a homestead in the event of a default and any foreclosure under the Mortgage or trustee's sale under the Deed of Trust. 4. The undersigned state that this acknowledgment and waiver is their knowing and voluntary act and deed and the undersigned do hereby willingly and voluntarily waive, relinquish and remise any and all right to make a designation of homestead in the Mortgage or Deed of Trust. 5. The undersigned further understand and agree that this acknowledgment and waiver shall be filed as a Preface to and become a part of the Mortgage or Deed of Trust. Dated: July 15, 2003 CAR04, M. MIETH CAROL M. MIETH, as Trustee o the STUART . MIETH TRUST STATE OF NEBRASKA) ) SS COUNTY OF HALL ) The foregoing instrument was acknowledged before me on July 15, 2003, by CAROL M. MIETH, a single woman, individually and CAROL M. METH as Trustee of the STUART W. MIETH TRUST. 6ENM NOTAIIRN ei Nebraska DOROTHY OBERMEIER My Comm. up. uty 8, 2004 N T Y PUBLIC