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STATE OF <br />COUNTY OF <br />New Jersey: <br />Burlington: <br />200308969 <br />SS. <br />On this 16th day of November, 2001, before me the undersigned officer, a notary public in and <br />for the state and county aforesaid, personally appeared Allyn Brown, who acknowledged that he is dully <br />appointed and acting Vice President for Popular Financial Services, LLC a /an Delaware corporation, and <br />that he in such capacity executed the forgoing instrument on behalf of Popular Financial Services, LLC <br />a /an Delaware, for the purposes therein contained, by signing the name of the corporation by himself as <br />such officer: <br />WITNESS my hand and notorial seal the date aforesaid. <br />(SEAL) r <br />C14 u lic <br />My Commision Expires: <br />NICOLE GRIFFIN <br />NOTARY PUBLIC OF NEW JERSEY <br />Commission Expires 12/1/2007 <br />STATE OF New Jersey: <br />SS. <br />COUNTY OF Burlington: <br />On this 16th day of November, 2001, before me the undersigned officer, a notary public in and <br />for the state and county aforesaid, personally appeared Dennis J. Lauria, who acknowledged that he is <br />dully appointed and acting Vice President for Equity One ABS, INC., a Popular LLC corporation, and that <br />he in such capacity executed the forgoing instrument on behalf of the corporation, for the purposes <br />therein contained, by signing the name of Equity One ABS, INC., a Popular LLC corporation by himself as <br />such officer: <br />WITNESS my hand and notorial seal the date-aforesaid. <br />(SEAL) <br />Notary Public <br />My Commision Expires: <br />NICOLE GRIFFIN <br />NOTARY PUBLIC OF NEW JERSEY <br />Prepared Commission Expire$ IV1 12007 <br />By: <br />Record and Return to: <br />Equity One Inc. <br />400 Lippincott Drive <br />Marlton,NJ 08053 <br />(856)396- 2600ext.3602 <br />4 <br />4' <br />! i <br />i <br />Page 3 <br />