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200308918 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Sec uri tru ent�nd Rider executed by Borrower and recorded with it. <br />- Borrower - Robert S. Osborn - Date - <br />Sk" P'cu� r) <br />Borrower - Sheila M. Osborn - Date - <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DoCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />Y <br />l <br />4 <br />I <br />