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Ret. Env,
<br />After recording return to:
<br />Commercial Federal Bank
<br />10845 Harney Street
<br />Omaha, NE 68154
<br />Attn: Nicole Kelly
<br />Above This Line for Recording
<br />SUBORDINATE MORTGAGE
<br />THIS SUBORDINATE MORTGAGE ( "Security Instrument ") is given on June 3, 2003.
<br />The Mortgagor is Thomas M. Neville and Catherin F. Neville, husband and wife, whose address is 107 S Turner
<br />Lane, Cairo, NE 68824.
<br />This Security Instrument is given to the Secretary of Housing and Urban Development, and whose address is
<br />451 Seventh St. SW, Washington, DC 20410. Borrower owes Lender the principal sum of Three thousand one
<br />hundred ninety six dollars and 75/100 (U.S. $3,196.75). This debt is evidenced by Borrower's note dated the same
<br />date as this Security Instrument ( "Note "), which provides for the full debt, if not paid earlier, due and payable on
<br />March 1, 2019. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,
<br />and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />under Paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, warrant, grant and convey to the Lender, with power of sale the following described property located in
<br />Hall County, Nebraska:
<br />LOT FOUR (4) AND THE SOUTH FIVE (5) FEET OF LOT FIVE (5), IN BLOCK FOUR (4), IN
<br />INGALLS- TURNER SUBDIVISION TO THE VILLAGE OF CAIRO. HALL COUNTY, NEBRASKA.
<br />Which has the address of 107 S Turner Lane, Cairo, NE 68824.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
<br />encumbrances or record.
<br />Page 1 of 3
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<br />FHA Case No. 321 - 1295969748
<br />Above This Line for Recording
<br />SUBORDINATE MORTGAGE
<br />THIS SUBORDINATE MORTGAGE ( "Security Instrument ") is given on June 3, 2003.
<br />The Mortgagor is Thomas M. Neville and Catherin F. Neville, husband and wife, whose address is 107 S Turner
<br />Lane, Cairo, NE 68824.
<br />This Security Instrument is given to the Secretary of Housing and Urban Development, and whose address is
<br />451 Seventh St. SW, Washington, DC 20410. Borrower owes Lender the principal sum of Three thousand one
<br />hundred ninety six dollars and 75/100 (U.S. $3,196.75). This debt is evidenced by Borrower's note dated the same
<br />date as this Security Instrument ( "Note "), which provides for the full debt, if not paid earlier, due and payable on
<br />March 1, 2019. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,
<br />and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced
<br />under Paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's
<br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby
<br />mortgage, warrant, grant and convey to the Lender, with power of sale the following described property located in
<br />Hall County, Nebraska:
<br />LOT FOUR (4) AND THE SOUTH FIVE (5) FEET OF LOT FIVE (5), IN BLOCK FOUR (4), IN
<br />INGALLS- TURNER SUBDIVISION TO THE VILLAGE OF CAIRO. HALL COUNTY, NEBRASKA.
<br />Which has the address of 107 S Turner Lane, Cairo, NE 68824.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property."
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
<br />mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
<br />encumbrances or record.
<br />Page 1 of 3
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