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200308623 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />6(NE) (0005) <br />R <br />�L <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />DOUGLA J DEiIERS - Borrower <br />Y� a <br />CL (Seal) <br />TAMARA J DEMERS - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (Seal) (Seal) <br />- Borrower - Borrower <br />229483 <br />Page 14 of 15 Form 3028 1101 <br />