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DEED OF TRUST PARTIES: This Deed of Trust is made on 06/23/2003 among, the Grantor, RUSSELL L HARVEY AND MICHELLE A HARVEY, HUSBAND AND WIFE ( "Borrower "), AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Isload, Hall County, Nebraska (`Trustee "), and the Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST SIREET, GRAND ISLAND, NEBRASKA 68R01 ("Lender"). CONVEYANCE: For value received, Borrower irrevocably grants and conveys m'fmstcq in trust, with power of solo, the real property, of which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- way, easements, rents, issues, profits, income, tenements, hereditament,, privileges and any appurtenances thereunto belonging (all called the "Property"). PROPERTY ADDRESS: 2433 LAMAR AVE, GRAND IS] AND, Nebraska 68803 LEGAL DESCRIPTION: LOT EIGHT (S), IN BLOCK FIVE (5), IN BEL AIR ADDITION TO THE CITY 01: GRAND ISLAND, HALL COUNTY, NEBRASKA. Located in hall County, Nebraska. TITLE: Borrower conventions and wariants title to the property, except for SECURED DEBT: This deed of trust secures to I ender repayment of the secured debt and the performance of the convenants and agreements contained to this deed .[trust and in any other document incorporated herein. Secured debt, as used in this deed of tons(, includes any amounts 9orrower owes to Lender under this decd of trust or under any instrument secured by this deed of [mar, end all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all instruments and agreements seared by this deed of trust and the dates thereof.): ® A PROMISSORY NOTE AND SECUR I'fY AGREEMENT DATED 06/23/2003 Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are contemplated and will be secured to the some extent as if made on the date of this deed of trust is executed. ❑ Revolving line of credit agreement dated _ . with initial annual interest rate of -% All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under the agreement are eonternplated and will be secured to lhesame extent as if made on the date this deed of trust is executed. The above obligation is due and payable on June 25, 2006 if not paid earlier. The total unpaid balance secured by this deed of trust at any one time shall not exceed a nraximmn principal amount of $6,211.61, plus interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of Oust or to perform any of the covenants contained in this deed of trust, with mane, on such disbursements. ❑ Variable Rate: The interest rate on the obligation secured by this deed oftmst may vary according to the limns ofthat obligate, ❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and made s pert hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead iQuir,hed to this deed oftmst and made a part hereof has ❑ been disclaimed, the disclaimer is attached to this deed oftrust and made a pan hereof. SIGNATURES: By signing below, Borrower agree to the terms and conventions contained in this deed of must, including those on page 2, and in any ride Jeaeri ed ab v signed by Borrower. �� `EY N o HA RUSSELL L HARVEY MIC � � MICHEL E A HARVEY ACKNOWLEDGMENT: STATE OF NLBRASKA, HALL COUNTY SS: The foregoing instrument was acknowledged before me on 06/23/2003 By RUSSELL L HARVEY and MICHELLE A HARVEY. HUSBAND AND WIFE My commission expires : 312-41a Notary Public) I M Ce r �; o Fact (1 z I pG cn v N N re, N t1 DEED OF TRUST PARTIES: This Deed of Trust is made on 06/23/2003 among, the Grantor, RUSSELL L HARVEY AND MICHELLE A HARVEY, HUSBAND AND WIFE ( "Borrower "), AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Isload, Hall County, Nebraska (`Trustee "), and the Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST SIREET, GRAND ISLAND, NEBRASKA 68R01 ("Lender"). CONVEYANCE: For value received, Borrower irrevocably grants and conveys m'fmstcq in trust, with power of solo, the real property, of which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- way, easements, rents, issues, profits, income, tenements, hereditament,, privileges and any appurtenances thereunto belonging (all called the "Property"). PROPERTY ADDRESS: 2433 LAMAR AVE, GRAND IS] AND, Nebraska 68803 LEGAL DESCRIPTION: LOT EIGHT (S), IN BLOCK FIVE (5), IN BEL AIR ADDITION TO THE CITY 01: GRAND ISLAND, HALL COUNTY, NEBRASKA. Located in hall County, Nebraska. TITLE: Borrower conventions and wariants title to the property, except for SECURED DEBT: This deed of trust secures to I ender repayment of the secured debt and the performance of the convenants and agreements contained to this deed .[trust and in any other document incorporated herein. Secured debt, as used in this deed of tons(, includes any amounts 9orrower owes to Lender under this decd of trust or under any instrument secured by this deed of [mar, end all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all instruments and agreements seared by this deed of trust and the dates thereof.): ® A PROMISSORY NOTE AND SECUR I'fY AGREEMENT DATED 06/23/2003 Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are contemplated and will be secured to the some extent as if made on the date of this deed of trust is executed. ❑ Revolving line of credit agreement dated _ . with initial annual interest rate of -% All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under the agreement are eonternplated and will be secured to lhesame extent as if made on the date this deed of trust is executed. The above obligation is due and payable on June 25, 2006 if not paid earlier. The total unpaid balance secured by this deed of trust at any one time shall not exceed a nraximmn principal amount of $6,211.61, plus interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of Oust or to perform any of the covenants contained in this deed of trust, with mane, on such disbursements. ❑ Variable Rate: The interest rate on the obligation secured by this deed oftmst may vary according to the limns ofthat obligate, ❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and made s pert hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead iQuir,hed to this deed oftmst and made a part hereof has ❑ been disclaimed, the disclaimer is attached to this deed oftrust and made a pan hereof. SIGNATURES: By signing below, Borrower agree to the terms and conventions contained in this deed of must, including those on page 2, and in any ride Jeaeri ed ab v signed by Borrower. �� `EY N o HA RUSSELL L HARVEY MIC � � MICHEL E A HARVEY ACKNOWLEDGMENT: STATE OF NLBRASKA, HALL COUNTY SS: The foregoing instrument was acknowledged before me on 06/23/2003 By RUSSELL L HARVEY and MICHELLE A HARVEY. HUSBAND AND WIFE My commission expires : 312-41a Notary Public)