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20030849:1 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />11 A-A tf)Alb,� '77— (Seal) <br />DARK A. CO HORN II - Borrower - Borrower <br />(0®838R (0006) <br />L <br />4. <br />1 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0000941203 <br />Page 4 of 4 Form 3138 1/01 <br />I <br />