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<br />maturity of the indebtedness secured by this Deed of Trust in the event of Borrower's default
<br />hereunder.
<br />17. REMEDIES CUMULATIVE. All remedies provided in this Deed of Trust are
<br />distinct and cumulative to any other right or remedy under this Deed of Trust or afforded by law
<br />or equity, and may be exercised concurrently, independently or successively.
<br />18. ASSIGNMENT; SUCCESSORS AND ASSIGNS BOUND; JOINT AND
<br />SEVERAL LIABILITY; CAPTIONS. Lender may assign its rights and obligations hereunder
<br />by notice to Borrower. Borrower may not assign its rights or obligations hereunder, whether by
<br />contract or operation of law, without the prior written consent of Lender, which may be withheld
<br />in Lender's sole discretion. The covenants and agreements herein contained shall bind, and the
<br />rights hereunder shall inure to, the respective successors and permitted assigns of Lender and
<br />Borrower. All covenants and agreements of Borrower shall be joint and several. The captions
<br />and headings of the paragraphs of this Deed of Trust are for convenience only and are not to be
<br />used to interpret or define the provisions hereof.
<br />19. NOTICE. Except for any notice required under applicable law to be given in another
<br />manner, (i) any notice to Borrower provided for in this Deed of Trust shall be in writing to be
<br />effective and given by mailing such notice by first class U.S. mail, postage prepaid, to Borrower at
<br />c/o Michael D. Raasch 1645 N Street, Suite E, Lincoln, Nebraska 68506 or at such other address
<br />as Borrower may designate by notice to Lender as provided herein, and (ii) any such notice to
<br />Lender shall be in writing to be effective and given by mailing such notice by first class U.S. mail,
<br />postage prepaid, to Lender c/o Credit Administration Department, 1235 "N" Street, Lincoln,
<br />Nebraska 68508, or to such other address as Lender may designate by notice to Borrower as
<br />provided herein. Any such notice shall be effective upon deposit with U.S. mail. Any notice
<br />provided for in this Deed of Trust shall be deemed to have been given to Borrower or Lender only
<br />when given in the manner designated herein.
<br />20. UNIFORM DEED OF TRUST; GOVERNING LAW; SEVERABILITY. This
<br />form of Deed of Trust combines uniform covenants for national use and non - uniform covenants
<br />with limited variations by jurisdiction to constitute a uniform security instrument covering real
<br />property. In the event that any provision or clause of this Deed of Trust or the Note or any other
<br />Loan Document conflicts with applicable law, such conflict shall not affect the other provisions of
<br />this Deed of Trust or the Note or any other Loan Document which can be given effect without the
<br />conflicting provision, and to this end the provisions of the Deed of Trust and the Note and the
<br />Loan Documents are declared to be severable. This Deed of Trust cannot be waived, changed,
<br />discharged or terminated orally, but only by an instrument in writing signed by the party against
<br />whom enforcement of any waiver, change, discharge or termination is sought. This Deed of Trust
<br />shall be governed by and construed in accordance with the Laws of the State in which the
<br />Property is located, except to the extent that Federal laws or the rules and regulations of the
<br />Office of Thrift Supervision, or its successor, preempt the laws of the State in which the Property
<br />is located, in which case Lender shall be entitled to such Federal rights and remedies without
<br />regard to conflicting limitation imposed by State law.
<br />21. BORROWER'S COPY. Borrower acknowledges receipt of a conformed and
<br />completed copy of the Note and of this Deed of Trust at the time of execution or after
<br />recordation hereof.
<br />22. TRANSFER OF THE PROPERTY; ASSUMPTION. If the Borrower or any
<br />successor in interest to Borrower or the Property described in this Deed of Trust should, without
<br />the prior written consent of the Lender, assign the Note or sell, convey, transfer, or alienate the
<br />Property, or any part thereof, or any interest therein, or be divested of its title or any interest
<br />therein in any manner, whether voluntary or involuntary, by contractual arrangement or operation
<br />of law, or if the Borrower or any successor in interest to Borrower or the Property is a
<br />corporation, partnership, limited liability company, or joint venture, and more than fifty percent
<br />(50 %) of the equity ownership of such corporation, partnership, limited liability company, or joint
<br />venture is, without the prior written consent of Lender, sold, conveyed, transferred or alienated,
<br />It
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