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200308451 <br />BY SIGNING BELOW. Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />al) <br />STEPHAN5 S. JENSEN /n BoTllwar <br />Seat) <br />CNRISTOPH A. JENSEN earrowar <br />SNE17 Rai 12 /27/W Page 17 o118 Initials_ FORM =29 IAH <br />