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WHEN RECORDED MAIL TO: CORNERSTONE BANK N.A. Main Bank Facility 529 Lincoln Avenue P.O. Box 69 York NE 68467 FOR RECORDER'S USE ONLY DEED OF TRUST V, c� THIS DEED OF TRUST is dated June 24, 2003, among Maris M. Carda and Lisa K. Carda; Husband and Wife a ( "Trustor "); CORNERSTONE BANK N.A., whose address is Main Bank Facility, 529 Lincoln Avenue, P.O. Box 69, York, NE 68467 (referred to below sometimes as "Lender" and sometimes as "Beneficiary "); and CORNERSTONE BANK N.A., whose address is 529 LINCOLN AVENUE, YORK, NE 68467 (referred to below as "Trustee"). CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in Hall County, State of Nebraska: Lot Two (2) in Block "A" in "Park -view Subdivision" located in the Northeast Quarter (NE1 /4) of Section Twenty -nine and the Northwest Quarter (NW1 /4) of Section Twenty -eight (28), in Township Eleven (11) North, Range Nine (9) West of the 6th P.M. in Hall County, Nebraska, except a certain tract more particularly described as follows: Beginning at the Northwest corner of Lot 2, Block A, Parkview Subdivision, said point also being at the junction of the East line of Pioneer Boulevard and the South line of Stolley Park Road; thence proceeding East along the South line of Stolley Park Road for a distance of 4.5 feet; thence deflecting right in a southwesterly direction for a distance of 6.02 feet; thence deflecting right in a northerly direction for a distance of 4 feet to the point of beginning. AND The West Eight (8) feet of the South Eight (8) feet of Lot One (1), in Block A, in Parkview Subdivision, a part of the W1/2 NW1 /4 of Section Twenty Eight (28) and the E1/2NE1/4 of Section Twenty Nine (29) in Township Eleven (11) North, Range Nine (9) West, in Hall County, Nebraska The Real Property or its address is commonly known as 1907 West Stolley Park Road, Grand Island, NE 68801. The Real Property tax identification number is 400075369 CROSS- COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, plus interest thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor or any one or more of them, whether now existing or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Trustor may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise unenforceable. Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents. THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS: PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Note, this Deed of Trust, and the Related Documents. POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be governed by the following provisions: Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2) use, operate or manage the Property; and (3) collect the Rents from the Property. Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs, replacements, and maintenance necessary to preserve its value. Compliance With Environmental Laws. Trustor represents and warrants to Lender that: (1) During the period of Trustor's ownership of the Property, there has been no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous Substance by any person on, under, about or from the Property; (2) Trustor has no knowledge of, or reason to believe that there has been, except as previously disclosed to and acknowledged by Lender in writing, (a) any breach or violation of any Environmental Laws, (b) any use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous Substance on, under, about or from the Property by any prior owners or occupants of the Property, or (c) any actual or threatened litigation or claims of any kind by any person relating to such matters; and (3) Except as previously disclosed to and acknowledged by Lender in writing, (a) neither Trustor nor any tenant, contractor, agent or other authorized user of the Property shall use, generate, manufacture, store, treat, dispose of or release any Hazardous Substance on, under, about or from the Property; r r7a �n m = n n Z CA m n .:"a = D p 7C I;- M CA z Nan„ m o WHEN RECORDED MAIL TO: CORNERSTONE BANK N.A. Main Bank Facility 529 Lincoln Avenue P.O. Box 69 York NE 68467 FOR RECORDER'S USE ONLY DEED OF TRUST V, c� THIS DEED OF TRUST is dated June 24, 2003, among Maris M. Carda and Lisa K. Carda; Husband and Wife a ( "Trustor "); CORNERSTONE BANK N.A., whose address is Main Bank Facility, 529 Lincoln Avenue, P.O. Box 69, York, NE 68467 (referred to below sometimes as "Lender" and sometimes as "Beneficiary "); and CORNERSTONE BANK N.A., whose address is 529 LINCOLN AVENUE, YORK, NE 68467 (referred to below as "Trustee"). CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in Hall County, State of Nebraska: Lot Two (2) in Block "A" in "Park -view Subdivision" located in the Northeast Quarter (NE1 /4) of Section Twenty -nine and the Northwest Quarter (NW1 /4) of Section Twenty -eight (28), in Township Eleven (11) North, Range Nine (9) West of the 6th P.M. in Hall County, Nebraska, except a certain tract more particularly described as follows: Beginning at the Northwest corner of Lot 2, Block A, Parkview Subdivision, said point also being at the junction of the East line of Pioneer Boulevard and the South line of Stolley Park Road; thence proceeding East along the South line of Stolley Park Road for a distance of 4.5 feet; thence deflecting right in a southwesterly direction for a distance of 6.02 feet; thence deflecting right in a northerly direction for a distance of 4 feet to the point of beginning. AND The West Eight (8) feet of the South Eight (8) feet of Lot One (1), in Block A, in Parkview Subdivision, a part of the W1/2 NW1 /4 of Section Twenty Eight (28) and the E1/2NE1/4 of Section Twenty Nine (29) in Township Eleven (11) North, Range Nine (9) West, in Hall County, Nebraska The Real Property or its address is commonly known as 1907 West Stolley Park Road, Grand Island, NE 68801. The Real Property tax identification number is 400075369 CROSS- COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, plus interest thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor or any one or more of them, whether now existing or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Trustor may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise unenforceable. Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents. THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS: PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Note, this Deed of Trust, and the Related Documents. POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be governed by the following provisions: Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2) use, operate or manage the Property; and (3) collect the Rents from the Property. Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs, replacements, and maintenance necessary to preserve its value. Compliance With Environmental Laws. Trustor represents and warrants to Lender that: (1) During the period of Trustor's ownership of the Property, there has been no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous Substance by any person on, under, about or from the Property; (2) Trustor has no knowledge of, or reason to believe that there has been, except as previously disclosed to and acknowledged by Lender in writing, (a) any breach or violation of any Environmental Laws, (b) any use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous Substance on, under, about or from the Property by any prior owners or occupants of the Property, or (c) any actual or threatened litigation or claims of any kind by any person relating to such matters; and (3) Except as previously disclosed to and acknowledged by Lender in writing, (a) neither Trustor nor any tenant, contractor, agent or other authorized user of the Property shall use, generate, manufacture, store, treat, dispose of or release any Hazardous Substance on, under, about or from the Property; m CA C� n U O ---I I;- —s z Nan„ m o M o c� m :3 r— r D Cp '0 w s CD 3> p � Z WHEN RECORDED MAIL TO: CORNERSTONE BANK N.A. Main Bank Facility 529 Lincoln Avenue P.O. Box 69 York NE 68467 FOR RECORDER'S USE ONLY DEED OF TRUST V, c� THIS DEED OF TRUST is dated June 24, 2003, among Maris M. Carda and Lisa K. Carda; Husband and Wife a ( "Trustor "); CORNERSTONE BANK N.A., whose address is Main Bank Facility, 529 Lincoln Avenue, P.O. Box 69, York, NE 68467 (referred to below sometimes as "Lender" and sometimes as "Beneficiary "); and CORNERSTONE BANK N.A., whose address is 529 LINCOLN AVENUE, YORK, NE 68467 (referred to below as "Trustee"). CONVEYANCE AND GRANT. For valuable consideration, Trustor conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of Lender as Beneficiary, all of Trustor's right, title, and interest in and to the following described real property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and ditch rights (including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located in Hall County, State of Nebraska: Lot Two (2) in Block "A" in "Park -view Subdivision" located in the Northeast Quarter (NE1 /4) of Section Twenty -nine and the Northwest Quarter (NW1 /4) of Section Twenty -eight (28), in Township Eleven (11) North, Range Nine (9) West of the 6th P.M. in Hall County, Nebraska, except a certain tract more particularly described as follows: Beginning at the Northwest corner of Lot 2, Block A, Parkview Subdivision, said point also being at the junction of the East line of Pioneer Boulevard and the South line of Stolley Park Road; thence proceeding East along the South line of Stolley Park Road for a distance of 4.5 feet; thence deflecting right in a southwesterly direction for a distance of 6.02 feet; thence deflecting right in a northerly direction for a distance of 4 feet to the point of beginning. AND The West Eight (8) feet of the South Eight (8) feet of Lot One (1), in Block A, in Parkview Subdivision, a part of the W1/2 NW1 /4 of Section Twenty Eight (28) and the E1/2NE1/4 of Section Twenty Nine (29) in Township Eleven (11) North, Range Nine (9) West, in Hall County, Nebraska The Real Property or its address is commonly known as 1907 West Stolley Park Road, Grand Island, NE 68801. The Real Property tax identification number is 400075369 CROSS- COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, plus interest thereon, of Trustor to Lender, or any one or more of them, as well as all claims by Lender against Trustor or any one or more of them, whether now existing or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Trustor may be liable individually or jointly with others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts may be or hereafter may become barred by any statute of limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise unenforceable. Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents. THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS: PAYMENT AND PERFORMANCE. Except as otherwise provided in this Deed of Trust, Trustor shall pay to Lender all amounts secured by this Deed of Trust as they become due, and shall strictly and in a timely manner perform all of Trustor's obligations under the Note, this Deed of Trust, and the Related Documents. POSSESSION AND MAINTENANCE OF THE PROPERTY. Trustor agrees that Trustor's possession and use of the Property shall be governed by the following provisions: Possession and Use. Until the occurrence of an Event of Default, Trustor may (1) remain in possession and control of the Property; (2) use, operate or manage the Property; and (3) collect the Rents from the Property. Duty to Maintain. Trustor shall maintain the Property in good condition and promptly perform all repairs, replacements, and maintenance necessary to preserve its value. Compliance With Environmental Laws. Trustor represents and warrants to Lender that: (1) During the period of Trustor's ownership of the Property, there has been no use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous Substance by any person on, under, about or from the Property; (2) Trustor has no knowledge of, or reason to believe that there has been, except as previously disclosed to and acknowledged by Lender in writing, (a) any breach or violation of any Environmental Laws, (b) any use, generation, manufacture, storage, treatment, disposal, release or threatened release of any Hazardous Substance on, under, about or from the Property by any prior owners or occupants of the Property, or (c) any actual or threatened litigation or claims of any kind by any person relating to such matters; and (3) Except as previously disclosed to and acknowledged by Lender in writing, (a) neither Trustor nor any tenant, contractor, agent or other authorized user of the Property shall use, generate, manufacture, store, treat, dispose of or release any Hazardous Substance on, under, about or from the Property;