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200308321 <br />t.:) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />tender is a CORPORATION <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />..,nder's address is P.O. BOX 10304, DES MOINES, IA 503060304 <br />ender is the beneficiary under this Security Instrument. <br />J) "Trustee" is JOHN S. KATELMAN, ESQ. <br />0855 WEST DODGE RD, SUITE 240, OMAHA, NE 68145 <br />:) "Note" means the promissory note signed by Borrower and dated JUNE 24, 2003 <br />lie Note states that Borrower owes Lender SIXTY TWO THOUSAND AND 00 /100 <br />Dollars <br />t (J . S. $ ..... 6 2 , 0 0 0.0 0 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />'ayments and to pay the debt in full not later than JULY 01, 2033 <br />.,') "Property" means the property that is described below under the heading "Transfer of Rights in the <br />-operty <br />.) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />.1e under the Note, and all sums due under this Security Instrument, plus interest. <br />"Killers" means all Riders to this Security Instrument that are executed by Borrower. The following <br />ders are to be executed by Borrower [check box as applicable]: <br />Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider <br />Balloon Rider EJ Planned Unit Development Rider 0 1 -4 Family Rider <br />'VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] <br />"Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />rdinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />:)n- appealable judicial opinions. <br />,.) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />:::arges that are imposed on Borrower or the Property by a condominium association, homeowners <br />sociafion or similar organization. <br />0 "xlectronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />.. ;Xck, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />.::strument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />,:r credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller <br />-mchine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />- ansfers. <br />"Escrow Items" means those items that are described in Section 3. <br />J) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />�, any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />:urna`e to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />roperty; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />Iuc and /or condition of the Property. <br />":',,`kortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />.� Loan- <br />Initials: <br />> 0 6(NE) 10005) Page 2 of 15 r iJ'%� Form 3028 1/01 <br />11.1 L <br />1 <br />