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0 <br />[Space Above This Line For Recording Data] <br />Herbek <br />DEED OF TRUST Loan Number: 5PT30519 <br />Parcel Number: 400379864 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated June 23, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Michael T. Herbek and Shawn K. Herbek, Husband <br />and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated June 23, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Forty -Three Thousand And 00 /100 <br />Dollars (U.S. $ 143,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than July 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT <br />DocUINEI (Page I of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />4; <br />N <br />Form 3028 1/01 <br />I <br />= D <br />S <br />D <br />Z <br />M CA <br />r) <br />M <br />cn <br />M <br />C-71 <br />o --4 <br />p <br />= <br />c n <br />cD <br />rn <br />m <br />N <br />N <br />�3i� <br />. <br />Z <br />—zi <br />-< <br />p <br />D. <br />c,� <br />CA3 <br />CZ) <br />o� <br />-� <br />p <br />D <br />N <br />rn <br />Cn <br />o <br />� <br />r— � <br />0 <br />cn <br />r D- <br />OJ <br />C <br />W <br />After Recording Return To: <br />y <br />N <br />CD <br />N <br />w <br />200308273 <br />o <br />0 <br />[Space Above This Line For Recording Data] <br />Herbek <br />DEED OF TRUST Loan Number: 5PT30519 <br />Parcel Number: 400379864 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated June 23, 2003 <br />together with all Riders to this document. <br />(B) "Borrower" is Michael T. Herbek and Shawn K. Herbek, Husband <br />and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated June 23, 2003 <br />The Note states that Borrower owes Lender <br />One Hundred Forty -Three Thousand And 00 /100 <br />Dollars (U.S. $ 143,000.00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than July 1, 2018 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT <br />DocUINEI (Page I of 13 pages) <br />DOCUINEI.VTX 06/19/2002 <br />4; <br />N <br />Form 3028 1/01 <br />I <br />