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20030818'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security, Igstrument and injad Rider executed by Borrower and recorded with it. <br />— Borrower — Kar <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DocUiNE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />i <br />I <br />