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N60281.dot <br />rno <br />c <br />n <br />x <br />After Recording Return To: <br />HERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND,NEBRASKA 68803 <br />Loan Number: 99 -0210 <br />DEFINITIONS <br />M = <br />x <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />with all Riders to this document. <br />(B) 'Borrower" is KRIS L. MLECZKO AND JULIA <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />JUNE 16, 2003 , together <br />A. FOOTE HUSBAND AND WIFE <br />Lender is a BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND I S LAND , NEBRASKA 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is BANKFIRST, 1371 26TH AVE; COLUMBUS NE 68601 <br />organized <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 16 , 2 0 0 3 <br />The Note states that Borrower owes Lender ONE HUNDRED NINETEEN THOUSAND TWO <br />HUNDRED AND 00/100 Dollars (U.S. $119, 200 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JULY 1, 2013 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagicds 800 - 649 -1362 <br />Form 3028 1/01 Page 1 of 13 www.docmagic.com <br />0 <br />M <br />c> cn <br />N <br />_q <br />L� <br />Z <br />M <br />p CL <br />~� <br />N <br />O-n <br />ON <br />-T7 <br />C7) <br />—rl :4 <br />r <br />"0 <br />Z' m <br />p <br />Cn <br />3 <br />CID <br />N <br />(n <br />cn <br />Z <br />O <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated <br />with all Riders to this document. <br />(B) 'Borrower" is KRIS L. MLECZKO AND JULIA <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />JUNE 16, 2003 , together <br />A. FOOTE HUSBAND AND WIFE <br />Lender is a BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND I S LAND , NEBRASKA 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is BANKFIRST, 1371 26TH AVE; COLUMBUS NE 68601 <br />organized <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 16 , 2 0 0 3 <br />The Note states that Borrower owes Lender ONE HUNDRED NINETEEN THOUSAND TWO <br />HUNDRED AND 00/100 Dollars (U.S. $119, 200 . 00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JULY 1, 2013 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagicds 800 - 649 -1362 <br />Form 3028 1/01 Page 1 of 13 www.docmagic.com <br />0 <br />