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20030801" <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Ftf(�—J�� (Seal) <br />17 BERT L O SON Borrower <br />� (Seal) <br />MARY . Tai MPSON Borrower <br />SNE17 Rev 12/27/00 Page 17 of 18 Initials: ��r FORM 3028 1101 <br />