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200307972 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />WitnPecPc- <br />-6(NE) (0005).01 <br />r <br />J <br />l <br />!r <br />I <br />(Seal) <br />3orrower <br />, /, a - (Seal) <br />CELESTE A LEY(—/' - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Page 14 of 15 <br />_ (Seal) <br />- Borrower <br />__ (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />Form 3028 1/01 <br />