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200307968 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />-6(NE) (000501 <br />�q< (Seal) <br />J S A KRULL - Borrower <br />)71 - ��z� �e'.� _ (Seal) <br />GERTRUDE M KRULL - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Page 14 of 15 <br />(Seal) <br />- Borrower <br />__ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />Form 3028 1/01 <br />III <br />