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20030796.1
<br />b. Fiduciary Powers: My Attorney shall have no rights or powers hereunder with respect to any
<br />act, power, duty, right or obligation, relating to any person, matter, transaction or property, owned by me or
<br />in my custody as a trustee, custodian, personal representative or other fiduciary capacity for someone else.
<br />I HEREBY GIVE AND GRANT UNTO MY ATTORNEY FULL POWER AND AUTHORITY TO
<br />DO AND PERFORM EACH AND EVERY ACT AND MATTER CONCERNING MY ESTATE,
<br />PROPERTY, AND AFFAIRS AS FULLY AND EFFECTUALLY TO ALL INTENTS AND
<br />PURPOSES AS I COULD DO LEGALLY IF I WERE PRESENT.
<br />I HEREBY AUTHORIZE MY ATTORNEY TO INDEMNIFY AND HOLD HARMLESS ANY
<br />THIRD PARTY WHO ACCEPTS AND ACTS UNDER OR IN ACCORDANCE WITH THIS
<br />POWER OF ATTORNEY.
<br />This Power of Attorney shall become effective when I sign and execute it below. Further, unless sooner
<br />revoked or terminated by me, this Power of Attorney shall become NULL and VOID on November 6,
<br />2004.
<br />I intend for this to be a DURABLE Power of Attorney. This Power of Attorney will continue to be
<br />effective if I become disabled, incapacitated, or incompetent; or when the United States Government
<br />determines that I am in a military status of "missing," "missing in action," or " prisoner of war." All acts
<br />done by my Attorney hereunder shall have the same effect and inure to the benefit of and bind myself and
<br />my heirs as if I were competent, and not disabled, incapacitated, or incompetent.
<br />I shall be considered disabled or incapacitated for purposes of this power of attorney if a physician, based
<br />on that physician's examination, certifies in writing at a date subsequent to the date which this power of
<br />attorney is executed, that I am disabled from or incapable of exercising control over my person, property,
<br />personal affairs, or financial affairs. I authorize the physician who so certifies, to disclose my physical or
<br />mental condition to another person for purposes of this power of attorney. A third party who accepts this
<br />power of attorney, endorsed by proper physician certification of my disability or incapacity, is held
<br />harmless and fully protected from any action taken under this power of attorney.
<br />Notwithstanding my inclusion of a specific expiration date herein, if on that specified expiration date I
<br />should be or have been properly certified, in writing, by a physician to be disabled from or incapable of
<br />exercising control over my person, property, personal affairs, or financial affairs, then this Power of
<br />Attorney shall remain valid and in full effect until sixty (60) days after I have recovered from such
<br />disability UNLESS OTHERWISE REVOKED OR TERMINATED BY ME. Furthermore, if on the
<br />above - specified expiration date, or during the sixty (60) day period preceding that specified expiration date,
<br />I should be or have been determined by the United States Government to be a military status of "missing,"
<br />"missing in action," or " prisoner of war," then this Power of Attorney shall remain valid and in fiill effect
<br />until sixty (60) days after I have returned to the United States military control following termination of such
<br />status UNLESS OTHERWISE REVOKED OR TERMINATED BY ME.
<br />I HEREBY RATIFY ALL THAT MY ATTORNEY SHALL LAWFULLY DO OR CAUSE TO BE
<br />DONE BY THIS DOCUMENT.
<br />All business transacted hereunder for me or for my account shall be transacted in my name, and all
<br />endorsements and instruments executed by my attorney for the purpose of carrying out the foregoing
<br />powers shall contain my name, followed by that of my attorney and the designation "attorney -in- fact."
<br />IN WITNESS WHEREOF, I sign, seal, declare, publish, make and constitute this as and for my Power of
<br />Attorney in the presence of the Notary Public witnessing it at my request this date, November 6, 2002.
<br />CHRISTOPHER G. G. COX
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