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200307923 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />&�& (Seal) <br />Cheryl ff Palmer - Borrower <br />JIM 9 ` (Seal) <br />n Pal mer - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, <br />The foregoing instrument was acknowledged before me this 20th <br />2003 by Cheryl D Palmer and John R Palmer <br />Witness my hand and notarial seal at , <br />County, the date aforesaid. <br />My Commission Expires: <br />GENERAI. NOTARY . State of Nebraska <br />IRVIN J. REED <br />My Comm. Ev. Dec. 1 T, 2006 <br />(MAMNE) (saoz).of <br />t! <br />I! <br />I <br />1 <br />l <br />It <br />Grand Island <br />Notary Public <br />Page 8 of 8 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Hal l County ss: <br />day of June , <br />in said <br />I <br />