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200307'773 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br />\ (Seal) (Seal) <br />MATHEW S PREISENDORF - Borrower - Borrower <br />822R(0008) <br />0 <br />1 <br />—(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />—(Seal) <br />- Borrower <br />Page 4 of 4 <br />u <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229476 <br />Form 3111 1101 <br />V <br />