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<br />[WHEN RECORDED RETURN TO]
<br />NTC -- ATTN: ALAN GRAHAM
<br />2100 ALT. 19 NORTH
<br />PALM HARBOR. FLORIDA �b83
<br />BSTC LOAN NO: 530556
<br />LOAN Is A0438052
<br />Title Order No.: 530556
<br />Escrow No.t 530556
<br />.. ... _. -- - 15parc Above'I'hL, 1,b,r Fur Recurding Daial --
<br />DEED OF TRUST
<br />200307485
<br />Jg r 0-0
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in S:x:tions 3, 11, 13, 18, 20 and
<br />21. Certain rules regarding the usage of words used in this document are also provided in Section Id.
<br />(A) "Security Instrument" means this document, which is dated APRIL 10, 2003, together with all Riders
<br />to this document.
<br />(13) "Borrower" is Jeffrey L. Fern and Barbara J Fern.
<br />Borrower is the trustor under this Security Instrument
<br />(C) "Lender" is E--LOAN, INC.
<br />Lender is a DELAWARE CORPORATION organized and esisiing under the laws of
<br />THE STATE OF DELAWARE. Lender's address is 5875 ARNOLD RD., SUITE 100,
<br />DUBLIN, CA 94568.
<br />Lender is the beneficiary under this Security instrument.
<br />(D) "Trustee" is Bridge Span Title Company.
<br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 10, 2003 . Th: Note slates
<br />that Borrm cr owes Lender • e * + • • v * * w w • w ♦ ♦ r • a • • a r • ,r,. ♦ r a • ONE HUNDRED THOUSAND AND NO/ 100
<br />ii * * ♦ki+F �rdM *• ♦R4 *it #tiAf * ♦i +iAAf }MAA,►� ♦•f AM AA•i *Ar•A�11�,►kAi Dollars(U.S. $100,000.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />KAY 1, 2018.
<br />(F) "Property" means the property that is described below under the 1wading "Transfer of Rights in the Property."
<br />(G) ' `Loan" means the debt evidenced by the Not;, plus interest, any prepaymctlt charges and late charges due under the Note, and
<br />all sutras due under this Security Instrnrncnt, plus interest.
<br />(11) "Riders" means all Riders 10,111S SLOirity Instrument that are exccuted by Borrower. The following Riders are to k- executed
<br />by Borrower (check box as applicable]:
<br />Adjustable Rate Rider f .. 1 Condominium Rider l._ _...) Second I Ionic Rider
<br />111:1110011 ff
<br />Rider L.... I Planned Unit Development Rider ._]Othcr(s) Ispccify]
<br />1 -4 family Rider Biweekly Payment Rider
<br />\! ?nFL1tiKA-- tiinl;lc f nnuly•,Funnlr titue /Frrd,;ir M1Tnr 11NIFORM INsTIMINI {N'T'
<br />Form 3028 Init Pa);c 1 of 8
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<br />.. ... _. -- - 15parc Above'I'hL, 1,b,r Fur Recurding Daial --
<br />DEED OF TRUST
<br />200307485
<br />Jg r 0-0
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in S:x:tions 3, 11, 13, 18, 20 and
<br />21. Certain rules regarding the usage of words used in this document are also provided in Section Id.
<br />(A) "Security Instrument" means this document, which is dated APRIL 10, 2003, together with all Riders
<br />to this document.
<br />(13) "Borrower" is Jeffrey L. Fern and Barbara J Fern.
<br />Borrower is the trustor under this Security Instrument
<br />(C) "Lender" is E--LOAN, INC.
<br />Lender is a DELAWARE CORPORATION organized and esisiing under the laws of
<br />THE STATE OF DELAWARE. Lender's address is 5875 ARNOLD RD., SUITE 100,
<br />DUBLIN, CA 94568.
<br />Lender is the beneficiary under this Security instrument.
<br />(D) "Trustee" is Bridge Span Title Company.
<br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 10, 2003 . Th: Note slates
<br />that Borrm cr owes Lender • e * + • • v * * w w • w ♦ ♦ r • a • • a r • ,r,. ♦ r a • ONE HUNDRED THOUSAND AND NO/ 100
<br />ii * * ♦ki+F �rdM *• ♦R4 *it #tiAf * ♦i +iAAf }MAA,►� ♦•f AM AA•i *Ar•A�11�,►kAi Dollars(U.S. $100,000.00 )
<br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />KAY 1, 2018.
<br />(F) "Property" means the property that is described below under the 1wading "Transfer of Rights in the Property."
<br />(G) ' `Loan" means the debt evidenced by the Not;, plus interest, any prepaymctlt charges and late charges due under the Note, and
<br />all sutras due under this Security Instrnrncnt, plus interest.
<br />(11) "Riders" means all Riders 10,111S SLOirity Instrument that are exccuted by Borrower. The following Riders are to k- executed
<br />by Borrower (check box as applicable]:
<br />Adjustable Rate Rider f .. 1 Condominium Rider l._ _...) Second I Ionic Rider
<br />111:1110011 ff
<br />Rider L.... I Planned Unit Development Rider ._]Othcr(s) Ispccify]
<br />1 -4 family Rider Biweekly Payment Rider
<br />\! ?nFL1tiKA-- tiinl;lc f nnuly•,Funnlr titue /Frrd,;ir M1Tnr 11NIFORM INsTIMINI {N'T'
<br />Form 3028 Init Pa);c 1 of 8
<br />Initialst
<br />vuDEF 09
<br />04 -09 -2003 1 t36
<br />
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