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200307451 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(M -6(NE) 1000501 <br />m <br />1 <br />1 <br />_ f s <br />j� A ` <br />(Seal) <br />KURT F MCCALLUM - Borrower <br />/V Seal <br />SHIRLEY MCCALLUM - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Page 14 of 15 <br />. r <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />Borrower <br />Form 3028 1/01 <br />I <br />