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20030'7431 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br />a, —641A--k- (Seal) <br />R BERT L. BREWER - Borrower <br />✓1l� �l/'�it_ (Seal) <br />bMANE J. BRIKWE R - Borrower <br />_(Seal) <br />- Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER (LIBOR Index) -- Single Family— Freddie Mae UNIFORM INSTRUMENT Form 3192 1/01 (page 3 of 3 pages) <br />t` <br />I <br />