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Loan No: 046200118998 200307360 Data ID: 462 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />THIS CONTRACT CONTAINS AN ARBITRATION PROVISION WHICH MAY BE ENFORCED <br />BY THE PARTIES. <br />......................................... ............................... (Seal) <br />STEVEN P HEATH — Borrower <br />State of NEBRASKA <br />County of PALL <br />.....s�Id� ............. (Seal) <br />GLENDA M HEATH — Borrower <br />[Space Below This Line For Acknowledgment] <br />§ <br />The foregoing instrument was acknowledged before me on the \30 day of m <br />20 0 3 , by <br />STEVEN P HEATH AND GLENDA M HEATH <br />(Seal) GENERAL. NOTARY. <br />SANDRA & BURRIS ra <br />ft <br />MY Cantu. 6qi AprN 27, 2001 <br />My commission expires: 417 /0.7 <br />Q Notary Public <br />(Printed Name) <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Modified by Middleberg, Riddle & Gianna Form 3028 1/01 (Page 13 of 13 Pages) <br />