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200307354 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in th' Security Instrument d in any Rider executed by Borrower d recorded with it. <br />b� /0j <br />- tokroweir - Janet M. Billesbach - Date - <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCUINE12 (Page 12 of 13 pages) <br />DOCUINEC.VTX 06/19/2002 <br />Y <br />1 <br />e <br />1 <br />5 <br />i <br />G: <br />