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Wells Fargo Loan #: <br />Investor Loan Number <br />This document was prepared by <br />After recording please return to: <br />Address: <br />City, State, Zip <br />200307319 <br />472 - 2394556 <br />0002394556 <br />X40 Elizabeth Elias <br />Wells Fargo Home Mortgage, Inc. <br />4680 Hallmark Parkway <br />San Bernardino, CA 92407 <br />FIXED RATE LOAN <br />MODIFICATION AGREEMENT <br />THIS MODIFICATION IS TO BE EXECUTED IN DUPLICATE ORIGINALS: ONE ORIGINAL <br />IS TO BE AFFIXED TO THE ORIGINAL NOTE AND ONE ORIGINAL IS TO BE RECORDED <br />IN THE LAND RECORDS WHERE THE SECURITY INSTRUMENT IS RECORDED <br />This Loan Modification Agreement ( "Modification "), effective May 5, 2003, between FRANCISCO MIGUEL <br />and ANGELINA DOMINGO DE MIGUEL husband and wife,as joint tenants, ( "Borrower ") and Wells <br />Fargo Bank Nebraska., formerly known as The Overland National Bank of Grand Island., ( "Lender "), <br />amends and supplements (1) the Note (the "Note ") made by the Borrower, dated 2/1/1998, in the original <br />principal sum of U.S. $63,800.,and (2) the Mortgage, Deed of Trust or Deed to Secure Debt (the "Security <br />Instrument "), recorded on 1/21/1998 as Document Number 98100519 , of the Official Records of County of <br />Hall, NE. The Security Instrument, which was entered into as security for the performance of the Note, <br />encumbers the real and personal property described in the Security Instrument (and defined in the Security <br />Instrument as the "Property"), located at 211 -215 N CHEROKEE AVENUE, GRAND ISLAND NE 68803 <br />the real property being described as follows: <br />LOTS EIGHT (8) AND NINE (9). IN BLOCK ONE (1), DALE ROUSH SECOND SUBDIVISION TO <br />THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. <br />The Borrower has requested that the Lender modify the terms of the Note and Security Instrument, and the <br />Lender has agreed pursuant to the terms and conditions herein. Iii consideration of the agreement herein, and <br />other good and valuable consideration, the Borrower and Lender hereby agree to modify the terms of the note <br />and security Instrument as follows (notwithstanding anything to the contrary contained in the Note or Security <br />Instrument): <br />1. The Borrower represents that the Borrower(s) is the occupat a of the Property and the same individual(s) <br />who have current vested interest in the property. <br />The Borrower acknowledges that the Lender has incurred, paid or otherwise advanced taxes, insurance <br />premiums and other expenses necessary to protect or enfc i-ce its interest in the Note and the Security <br />Instrument, and that such costs and expenses, together w th unpaid accrued interest, in the total amount of <br />$1,984.29_have been added to the indebtedness under th terms of the Note and Security Instrument, and <br />that as of June 1, 2003, the amount, including the amo : its which have been added to the indebtedness, <br />payable under the Note and Security Instrument (the Unpaid Principal Balance ") is U.S. $53,000.75. <br />