200307151
<br />shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not
<br />apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in
<br />the Note (together with this Security Instrument) can be sold one or more limes without prior notice to
<br />Borrower. A sale might result in a change in the entity, (known as the "Loan Sci,wer ") that collects
<br />Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan
<br />servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be
<br />one or more changes of the Loan Servitor unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer, Borrower will be given written notice of the change which will stale the time and address of the
<br />new Loan Scr, ocer, the address to which payments should be made and any other information RESPA
<br />requires in connection with a notice of transfer of servicing. If the Now is sold and thereafter the Loan is
<br />serviced by a Loan Scrvicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />W Burrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not
<br />assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an
<br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any duly owed by
<br />reason of, this Security Instrument, until such Burrower or Leader has notified the other party (with such
<br />notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such notice W lake corrective action If
<br />Applicable Law provides a time period which most elapse before certain action can be taken, that time
<br />period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and
<br />oppormany to cure given to Borrower pursuant to Section 22 and the notice of acceleration given W
<br />Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective
<br />action provisions ofthis Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those
<br />substances defined av toxic or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />following substances: gasoline, kerosene, other flammable or toxic pelroleare products, toxic pesticides
<br />and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials;
<br />(b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safely or environmental protection; (c) " Environmental Cleanup" includes any response
<br />action, ranedial action, or removal action, as defined in [mvimwncvtal Law; and (d) art "Environmental
<br />Condition" means a condition that can cause, conlnbule to, or otherwise trigger an Environmental
<br />Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of my Hazardous
<br />Substances, or dueaten to release my Hazardous Substances, on or in the Properly. Borrower shall not do,
<br />nor allow tnvonc else to de, cmythivg allecung the Property (a) that is in violation of any Envhonmenml
<br />Law, (b) which creates an Environmental Condition, or (c) which, due to the prusutec, use, or aleeso of a
<br />Ilnvordous Substance. creates a conchdon that adversoly allecrs the vatuc al'thc Proputy. 'the preavling
<br />two stme.es shall act apply to the preac c,c, use, ur storage on the Property of small gnatniticS cf
<br />Hazadous Substances that arc gvnemlly recognized to he appropriate to normal residential uses and to
<br />mainreuance of tht Property, (including, but not limited to, lazadous substances in consumer products).
<br />Borrower shall promptly give Lender writtea notice of (a) my inecsligmum, claim, demand, lawsuit
<br />or other action by my governmental or regulatory agency or private party involving the Property and any
<br />Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) my
<br />Environmental Condition, including but not limited W, my spilling, leaking, discharge, release or threat of
<br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a
<br />Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is notified
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