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PARTIES: This Deed of Trust is made on 05/27/2003 among, the Grantor, RICHARD A MCVICKER AND SHIRLEY I MCVICKER, HUSBAND AND WIFE ( "Borrower"), AREND R HAACK, ATTORNEY, whose residence address is P. O. Hex 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the Beneficiary, HOME FEDERAI. SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST S'I'REL f, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, intrust, with power of sale, the real property, of which Bonnwer is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- way, easements, rents, issues, profits, income, tenements, here litaments, privileges and any appurtenances thereunto belonging (all called the "property "). PROPERTY ADDRESS: 1710 BRIDLE LN , GRAND ISLAND, Nebraska 68803 LEGAL DESCRIPTION: LOT NINETEEN (19) WESTERN HEIGHTS THIRD SUBDIVISION, HALL COEN'I Y, NEBRASKA. Located in Hall County, Nebraska. TITLE: Borrower convcnentx and warrants title to the property, except fm' SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the per of the convenants and agreements contained in this deed of trust and in any other document incorporated herein, Secured debt, as used in this deed oftrust, includes any amounts Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): ® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 05/27/2003 I® Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. ❑ Revolving line of credit agreement dated , with initial annaal interest rate of All amounts owed underthis agreement are secured even though all amounts may not yet be advanced. Future advances under the agreement arc contemplated and will be secured to the same extant as if mad, on the date this decd of tmat is executed. The above obligation is due and payable on June 05, 2005 if not paid earlier. The total unpaid balance secured by this deed of bust at any one time shall not exceed a maximant pfincipal ani ant of $10,055.50, plus interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the covenants contained in this deed of trust, with interest on suoh disburse rents. ❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terns of that obligation. ❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this decd of trust and made a part hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the farm l Iomeetead Protection Act, designation of homestead il,�ttached to this deed of trust and made a pan hereof has ❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. SIGNATURES: By signing below, Borrower agree to the terms and consonants contained in this deed of trust, including those on page 2, and in any ri ets d cubed ah ve signed to RI RARDAMCVICKER ' S IRL JMCVI-KER ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: The foregoing instrument was acknowledged before me on 05/27/2003 By RICHARD A MCVICKER and SHIRLEY 1 MCVICKER, HUSBAND AND WIF Myconn»ission expires: 3 -712&207 ; Notary Public) iBB11L NOTA7/- M�M1IIIIY ANTHONY If CHAPMAN 10 2 D O Z f1 n r) = p2L f6 T ° I it ILr` O N W R o G N f+t n CD 1 art DEED OF TRUST rn Z O PARTIES: This Deed of Trust is made on 05/27/2003 among, the Grantor, RICHARD A MCVICKER AND SHIRLEY I MCVICKER, HUSBAND AND WIFE ( "Borrower"), AREND R HAACK, ATTORNEY, whose residence address is P. O. Hex 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the Beneficiary, HOME FEDERAI. SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST S'I'REL f, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, intrust, with power of sale, the real property, of which Bonnwer is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- way, easements, rents, issues, profits, income, tenements, here litaments, privileges and any appurtenances thereunto belonging (all called the "property "). PROPERTY ADDRESS: 1710 BRIDLE LN , GRAND ISLAND, Nebraska 68803 LEGAL DESCRIPTION: LOT NINETEEN (19) WESTERN HEIGHTS THIRD SUBDIVISION, HALL COEN'I Y, NEBRASKA. Located in Hall County, Nebraska. TITLE: Borrower convcnentx and warrants title to the property, except fm' SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the per of the convenants and agreements contained in this deed of trust and in any other document incorporated herein, Secured debt, as used in this deed oftrust, includes any amounts Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): ® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 05/27/2003 I® Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. ❑ Revolving line of credit agreement dated , with initial annaal interest rate of All amounts owed underthis agreement are secured even though all amounts may not yet be advanced. Future advances under the agreement arc contemplated and will be secured to the same extant as if mad, on the date this decd of tmat is executed. The above obligation is due and payable on June 05, 2005 if not paid earlier. The total unpaid balance secured by this deed of bust at any one time shall not exceed a maximant pfincipal ani ant of $10,055.50, plus interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the covenants contained in this deed of trust, with interest on suoh disburse rents. ❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terns of that obligation. ❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this decd of trust and made a part hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the farm l Iomeetead Protection Act, designation of homestead il,�ttached to this deed of trust and made a pan hereof has ❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. SIGNATURES: By signing below, Borrower agree to the terms and consonants contained in this deed of trust, including those on page 2, and in any ri ets d cubed ah ve signed to RI RARDAMCVICKER ' S IRL JMCVI-KER ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: The foregoing instrument was acknowledged before me on 05/27/2003 By RICHARD A MCVICKER and SHIRLEY 1 MCVICKER, HUSBAND AND WIF Myconn»ission expires: 3 -712&207 ; Notary Public) iBB11L NOTA7/- M�M1IIIIY ANTHONY If CHAPMAN