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200306964 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />DENNIS H KRU - Borrower <br />yp J <br />AI n d.t7_ I y�� / I � e r, tv o (Seat) <br />LINDA M KRUSE B000wor <br />_ (Seel) <br />Borrowo. <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />6mrewer <br />229465 <br />OMEI (1001) Pepe 14 of 15 form 3020 1101 <br />