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200306889 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />TRISR A KELLY -Ra.er <br />_ (Seal) <br />Borrows <br />— (Seal) (Seal) <br />- Anaowa - Borrows <br />_ (Seal) (Seal) <br />-Bonm - Borrows <br />_ (Seal) (Seal) <br />- Borrows -B er <br />40�-6(NE) waosi P, ram rs Form 3026 1/01 <br />